Refinance your California home mortgage to get cash out for improvements, a lower payment, or a better term.

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Mortgage Loan Types

Refinance Loans
If you got your home loan when interest rates were higher than they are now, you can borrow the money for your home again at a lower interest rate and use the money to pay off the old loan. This is known as refinancing.

Debt Consolidation Loans
If you have many creditors at relatively high interest rates like credit cards, personal loans, car and boat loans, you can get a loan on your house at today’s low rates and use the money to pay off all the smaller bills. You can combine everything into one loan at a lower interest rate and payment. As a general rule of thumb it’s not a good idea to finance short-term purchases (food, entertainment, vacations, non-durable goods) with long-term debt. However, if you have gotten in over your head the equity in your home can be a lifesaver.

Home Improvement Loans
Choose this option if you are planning a major improvement to your existing home and you don’t want to refinance your first mortgage because the rate is low or the prepayment penalty is too high. Home improvement loans are typically second mortgages because you are not replacing your fist mortgage.

Purchase Loans
If you are buying a home, this is for you. Often you can find better financing than the seller or the realtor is offering for your purchase.

Construction Loans
If you are building a home choose this loan type. Lenders that specialize in this loan type can lend you the money to build on a property you already own. If you own the land already they will lend you a percentage of the properties future value. If you don’t own it yet, you will need a Land Loan.

Commercial and Apartment Loans
If the primary function of your property is to host a business then the loan would be considered a commercial loan.

Home Equity Line of Credit (HELOC)
A HELOC is a second mortgage that works like a revolving credit line. Because it is simple interest and usually tax deductible, this is a perfect choice for paying off credit cards with higher rates and compounded interest.

Complete the Loan Inquiry Form

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California Mortgage Broker
For a Free California Mortgage Quote, Call Toll-Free (877) 826-2958

Mortgage Loan Types

Refinance Loans
If you got your home loan when interest rates were higher than they are now, you can borrow the money for your home again at a lower interest rate and use the money to pay off the old loan. This is known as refinancing.

Purchase Loans
If you are buying a home, this is for you. Often you can find better financing than the seller or the realtor is offering for your purchase.

Commercial and Apartment Loans
If the primary function of your property is to host a business then the loan would be considered a commercial loan.

Home Equity Line of Credit (HELOC)
A HELOC is a second mortgage that works like a revolving credit line. Because it is simple interest and usually tax deductible, this is a perfect choice for paying off credit cards with higher rates and compounded interest.

Complete the Loan Inquiry Form

California Mortgage BrokerFor a Free California Mortgage Quote, Call Toll-Free (877) 826-2958

Mortgage Loan Types

Refinance Loans If you got your home loan when interest rates were higher than they are now, you can borrow the money for your home again at a lower interest rate and use the money to pay off the old loan. This is known as refinancing.

Purchase Loans If you are buying a home, this is for you. Often you can find better financing than the seller or the realtor is offering for your purchase.

Commercial and Apartment Loans If the primary function of your property is to host a business then the loan would be considered a commercial loan.

Home Equity Line of Credit (HELOC) A HELOC is a second mortgage that works like a revolving credit line. Because it is simple interest and usually tax deductible, this is a perfect choice for paying off credit cards with higher rates and compounded interest.

Complete the Loan Inquiry Form

California Mortgage Broker
For a Free California Mortgage Quote, Call Toll-Free (877) 826-2958

Refinance Loans
If you got your home loan when interest rates were higher than they are now, you can borrow the money for your home again at a lower interest rate and use the money to pay off the old loan. This is known as refinancing.

Purchase Loans
If you are buying a home, this is for you. Often you can find better financing than the seller or the realtor is offering for your purchase.

Commercial and Apartment Loans
If the primary function of your property is to host a business then the loan would be considered a commercial loan.

Home Equity Line of Credit (HELOC)
A HELOC is a second mortgage that works like a revolving credit line. Because it is simple interest and usually tax deductible, this is a perfect choice for paying off credit cards with higher rates and compounded interest.